Fortunately, that is not the case. Debit card holders may also reap similar benefits from using their debit cards. The only catch is that instead of using the card as an ATM card when making a purchase making it necessary to insert a PIN number; the card holder must use the debit card as a credit card and sign for the purchase instead. Doing so entitles the cardholder to bonus reward points.
Investigate the Bank's Reward Program
When looking to open a new bank account, in addition to the usual criteria for opening a bank account such as interest rates, bank location, charges and fees, don't forget to ask about the bonus rewards program. While the bonus reward program may not hold the same importance as whether or not the checking account is free or interest earning, it can prove to be a nice perk.
For folks who already have a bank account but are not currently participating in a rewards program, it's time to contact the bank to get more information on entering the bonus reward program. Registering for the program is usually as simple as logging onto the bank's rewards website and registering the debit card. Once registered, all the debit card holder has to do is use the debit card as a credit card. Cash withdrawals and ATM purchases are excluded from most, if not all, bonus rewards programs.
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